Chift, a Brussels fintech that connects software companies to accounting and other financial systems through one API, announced a €10.5m (about $12.1m) Series A on September 14, 2026.
BlackFin Capital Partners, a European investor focused on financial services, led the round. Existing investors Entourage, Shapers, Seeder Fund and Wallonie Entreprendre also took part. FF News named Pauline Brunel, investment director at BlackFin, in its report on the deal.
Chift did not disclose a valuation or its total funding to date.
“Interoperability is becoming the defining problem of European SMB finance.”Gauthier Henroz, CEO and co-founder, Chift
What Chift does
Chift was founded in 2022 by Gauthier Henroz, its chief executive, with Henry Hertoghe and Matthieu Hertoghe, according to StartupRise. Its product is a unified API: a software company builds one integration with Chift and can then exchange data with more than 120 financial systems in Europe, including accounting, invoicing, point-of-sale, e-commerce, payments and property management tools.
The company said more than 150 software companies build on its platform, among them Revolut, Qonto, Pennylane and Mollie. FF News reported that Chift serves about 50,000 small businesses in more than 10 countries through those customers; Open Banking Expo gave the figure as over 50,000 businesses across 13 countries and also listed Sage as a customer.
Chift said its revenue has grown tenfold since its 2024 seed round. It did not give revenue figures. According to Open Banking Expo, the company describes itself as the market leader in France, Belgium and the Netherlands, launched in Spain a year ago and is growing in the UK, the Nordics and Germany.
Why investors are interested
Chift's case rests on fragmentation. FF News noted that financial data in Europe is spread across 27 national systems, which makes it hard for software vendors and, increasingly, AI agents to read and act on a company's books in real time. Henroz said interoperability was becoming the defining problem of European small-business finance.
Mandatory e-invoicing, now being rolled out in several European countries, is pushing small firms towards digital records, which the company and FF News presented as a further driver of demand. FF News also noted that BlackFin has recently backed other European financial technology firms, including Sinpex and WeeFin. StartupRise reported that BlackFin manages more than €4bn in assets.
What the money is for
Chift said it will use the funding to expand into every major European market, naming Spain, the UK, the Nordics, Germany and Italy, and to develop AI-native integrations. Open Banking Expo reported that this includes an agentic layer meant to let connections set themselves up in minutes and allow AI agents to act on financial data safely.
The company is hiring for 15 roles across Europe in the second half of 2026, according to Open Banking Expo, and said it aims to become Europe's main reference for financial connectivity by 2028.
The previous round was a seed round in 2024. Its size was not disclosed in the sources.
Company website: chift.eu